Any insights on experiences with Loan Depot? What factors contribute to their notably lower rates?

Loan Depot offers mortgage rates at 3.00%, Better at 3.675%, and Quicken at 3.75%. Despite similar fees, there’s a discrepancy in rates. Does anyone have experience with these lenders? Any positive feedback? Also, do they offer a cash offer program?

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Loan Depot is a bad company. Avoid using those big-box lenders; they are terrible.

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Please don’t go with any of those. Find someone that isn’t a call center.