I know this has been posted here before so I’ll keep it short. I submitted a claim for a leaky water heater. Paid a call-out fee for a guy to take a few photos. The claim was immediately denied due to an “exclusion” hidden in the policy. Main paragraph states “all components of the water heater are covered.” Exclusion on a separate page: “excluded storage tanks.” Professional scammers. Submitted a claim to BBB which I know is just Yelp but if you have any other suggestions, let me know. Buyer beware.