We agreed to remove my spouse’s name from the property since we plan to sell our house later this year, and she will be visiting her family during that period. I need the right to sell the property by myself. My attorney, who handled our deed when we bought the house, quoted $600 in fees. I looked into doing it myself, with the city fee being around $195. The county clerk advised me to get the TP-584 and RP-5217 forms, along with a quitclaim deed from deeds.com for $27. I read that there might be risks regarding property insurance changes and reassessment of property value. This is my first time doing this, and I would appreciate any shared experiences or advice! The property is in Oneida, New York State.
It’s great that you’re looking into doing this yourself, but make sure you understand the implications. Removing a name from the deed can affect your mortgage and insurance.
Make sure you handle the forms correctly. If you’re unsure about anything, it might be worth consulting a lawyer for at least an hour to review your documents.
I removed my spouse’s name a few years back. The process can be straightforward, but make sure you notify your mortgage lender. They might have specific requirements.
Ensure you file the TP-584 and RP-5217 forms correctly. If you need help, your county clerk’s office can often provide guidance on how to fill them out.
Be prepared for possible reassessment. It’s always a good idea to check with your insurance company about how this change might affect your coverage.