I’ve recently come across Optimum First Mortgage and am considering their services for a mortgage refinance. They are offering a no-cost refinance rate of 5.99% for a 15-year mortgage.
Before proceeding, I wanted to reach out to the community to gather any insights or experiences you might have had with this company. Have you used their services before? Were there any issues or red flags? Any feedback on their customer service, transparency, or overall experience would be greatly appreciated.
Prior to making a commitment, it is sage to get community input. To make an educated choice, thoroughly review the conditions and think about getting feedback about Optimum First Mortgage’s dependability, customer service, and openness.
Optimum First Mortgage seems like a solid choice if you’re in one of their 17 service states. They offer a variety of loan options and flexible terms, which is great for self-employed folks. I like their Lifetime Rate Protection Guarantee and the quick closing times, they even offer an 8-year fixed-rate loan. While you need to speak with a loan officer for preapproval, they have great customer reviews and an A+ rating from the Better Business Bureau. If you’re considering them, I’d suggest checking out their website and comparing their rates to make sure you’re getting the best deal.
You’re right to be cautious! Optimum First Mortgage sounds interesting with their no-cost 5.99% 15-year refi offer, but let’s dig a bit deeper before you dive in.