Is my fiancee's mom's plan legitimate...?

My fiancee and I are considering buying our first house soon, probably in CT. Her mom is a real estate agent in NJ and mentioned she could help us by recommending an agent. She said she’d get a finder’s fee if we buy through that agent, which she’d give us as a housewarming gift. This sounds a bit sketchy to us. Is this a common thing? Are there any downsides we should be aware of?

Yeah, that sounds like a referral fee. Basically, if you buy through the agent she recommends, she gets a cut of the commission. Just keep in mind, not all agents pay these fees, so it might limit your options.

I’d be a bit cautious. It’s one thing if she connects you with someone she trusts, but if it’s just a random agent, it might not be worth it.

Yeah, I’d suggest doing your own research too. Maybe have her help, but also look for reviews or ask friends for recommendations.

I had a similar situation, and it felt weird. I ended up finding my own agent and it worked out way better. Just saying!

This is common in real estate, but be careful. Make sure you don’t sign anything with an agent before she contacts them, or it could mess up the referral.